Senin, 19 Desember 2011

baguspriyatmoko.com

Bank Rakyat Indonesia in December 2011 will again lower the base rate loans. Previously, in early November, BRI has been lowered by 50 basis points.
Of course, the decline in Bank Indonesia benchmark interest rate will be responded to positively, namely by relaxing their lending rates. BI rate decreased in October by 25 basis points has lowered the cost of loan funds so that mortgage interest rates adjusted to accommodate the needs of debtors and stimulate the economy.
For the month of november, the credit base rate on corporate loans BRI bank is 10.07percent, 12.34 percent of retail loans, housing loans (mortgages) 10.90 percent and 12.65 percent non-mortgage. For net interest margin (net interest margin / NIM), in September 2011 by 10.2 percent, or decreased compared to June 2011 the position of 10.8 percent,but higher compared to September 2010 of 9.5 percent.
Bank Indonesia previously urged banks to lower interest rates have been lowered credit related to the BI rate by 75 basis points. The high NIM is an average of 6 percent making lowered mortgage interest rates difficult.


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